A house fire leaves more than damage — it leaves decisions. Repair estimates, an insurance process that drags on for months, and a home you may not want to set foot in again. Rebuilding a property just so you can list it on the open market can take a very long time and thousands of dollars you may not want to spend, with no guarantee of what it sells for at the end.
Whether the home is on the East Side, in Lamasco, or anywhere across Vanderburgh County, we buy fire-damaged houses exactly as they are — including the smoke and soot, the structural loss, and the water damage that firefighting almost always leaves behind. One call, a fair cash offer, and the burden is off your plate.
How it works
- Tell us about the house — address and condition. Two minutes.
- Get a fair cash offer — based on real Evansville-area values. No obligation.
- You choose closing — 7 days or on your schedule. We pay all closing costs.
We buy fire-damaged homes as-is
No repairs, no cleanout, no contractor bids, no waiting for a rebuild. We've bought homes across Vanderburgh, Warrick, and Posey counties with everything from light smoke damage to severe structural loss. You take whatever you want to keep and leave the rest — we deal with the cleanup, the demolition if it's needed, and the rebuild. You don't lift a finger on the property, and most sellers are surprised how quickly a fire-damaged house can turn into cash in hand.
What to do after a house fire
Once everyone is safe and the fire department has released the property, the practical steps are usually: contact your insurer to open a claim, secure the home so it isn't an additional hazard, and gather what documents and valuables you safely can. Don't feel pressured to make a fast decision about rebuilding while you're still in the middle of it. Many homeowners reach out to us early just to understand their options and get a number to weigh against repairing — there's no cost and no obligation to do that.
Fire-damage situations we buy
- Kitchen and electrical fires with heavy smoke and water damage throughout.
- Garage or attached-structure fires that spread into the main home.
- Total losses where the structure has to come down and the lot rebuilt.
- Smoke-only damage where the home looks fine but can't be lived in.
- Homes the city has tagged as unsafe or slated for demolition.
What about my insurance claim?
You have options, and you keep control. Depending on where you are in the process, you can keep your insurance payout and sell us the damaged house, or sell as-is and let us take the property from here. We'll walk through both so you keep what makes the most sense for your situation. We're buyers, not adjusters — there's no pressure, no games, and no rush to sign anything before you're ready.
Repair and list, or sell as-is? An honest comparison
Rebuilding can make sense if the damage is light and you plan to move back in. But if you're planning to sell anyway, repairing first means months of contractor coordination, out-of-pocket costs, permits, and the risk that the finished number doesn't cover what you spent. Selling as-is trades a little top-line price for speed, certainty, and zero hassle — you walk away clean with cash, instead of managing a rebuild on a house you don't want. We're happy to give you a number so you can compare honestly.
What you save versus repairing and listing
- No repair or rebuild costs on a home you may not want to keep.
- No commissions or closing costs — we pay the closing costs.
- No months of contractor coordination before you can even list.
- No waiting — close in as little as 7 days, on your schedule.
Frequently asked questions
Do you really buy houses with major fire damage?
Yes. We buy fire-damaged homes in any condition across the Evansville Tri-State, including ones the city has flagged as unsafe or that need to be torn down completely.
I still owe on the mortgage. Can I still sell?
In most cases, yes. The loan payoff is handled at closing through the title company, and you keep whatever is left over after the mortgage is paid off.
Should I file my insurance claim before I call you?
You can do either. Some sellers settle the claim first and sell us the house after; others sell as-is right away. We'll walk through both paths so you keep whatever makes the most financial sense.
Do I have to clean up or haul anything out?
No. Leave the property exactly as it is — smoke-damaged contents and all. We handle the cleanup, hauling, and any demolition.
Where do you buy fire-damaged homes?
Evansville and the surrounding Tri-State — Vanderburgh, Warrick, and Posey counties, plus nearby towns like Newburgh, Chandler, Boonville, and Henderson, KY.